A weird title for a financial blog post. I know. However, I just finished watching "Shawshank
Redemption" and at the end of the movie when Morgan Freeman says “Get busy
living, or get busy dying.” strikes a chord with me. Get busy living or get busy dying. Put into personal finance terms, get busy
fixing your financial situation or get used to being broke and all that goes
with it (e.g. – frustration, worry, anxiety).
It doesn’t matter if you’re just starting out, retired or
somewhere in between. You should be in
control of your financial life regardless of age. It’s never too early and it’s never too late! If you’re younger, you’ll have an easier time
setting good habits and sticking to them.
The older you are the harder it may be; lifestyle, expectations, and old
habits could make it difficult for you to make those difficult decisions you’ll
be facing.
The hard choices you’ll face and the decisions you’ll make
will ultimately decide your financial future.
Do you have too much car? Will you trade down? Do you have too much
house/apartment? Will you downsize? Do
you live like you make more money than you do? Will you cut your lifestyle? These are the questions you’ll have to ask
yourself and the hard choices that will undoubtedly follow. Will you make that tough decision that
will relieve the anxiety causing your sleepless nights? Will you make that tough decision that
will remove the worry from your life? Will
you make that tough decision that ultimately gives you control and not frustration?
You can do this, it is not complicated! It’s hard but it’s not complicated.
Getting your finances in order is not rocket science! It takes time but it’s not rocket
science! Take a look through the posts
on this blog. Visit other blogs like
GetRichSlowly.org. Read “The Total Money Makeover” by Dave Ramsey. Feed yourself the information that you’ll
need to formulate a plan. Then execute
that plan! Anyone can make a plan; it
takes guts to step out of your comfort zone and execute that plan.
If you need a reason, it’s the perfect time of year to call
it a New Year’s resolution! I don’t care
what you call it; get busy doing something about it! Make the choice! Get busy
living or get busy dying...
Update:
So a few months ago I mentioned that I was gonna take a shot
at the market. Well, I did and I did
pretty well. I made about just over 20%
by not fighting the fed. It was a
forgone conclusion that the Fed was going to initiate another QE so I jumped in
a few gold stocks and rode them up and jumped out when I had made enough. I’m on the sidelines now until after the
fiscal cliff gets figured out.
Also, our mold is gone!
The basement and attic are clean!
The kitchen has been installed!
The work is done, except for some painting. Now the fun part, paying off the debt! We’re not worried because we have a
plan. Thanks to those who dropped notes
of support! They were very much
appreciated!
